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but above minimum UEFA Euro 2008 debut trailer in

The new sports title that EA has dedicated to the upcoming European Championship, UEFA Euro 2008, is ready to invade the gaming market , exactly on 11 April. For the occasion, the manufacturer issued a short trailer that shows us how to lead our national team through this coveted and difficult competition.
Enjoy.

From: Xboxtribe
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Double record oil: WTI U.S. 101 U.S. $ 99.68

Scaroni (Eni): "The price of oil is skyrocketing
for lack of investment in the years when prices were very low
of the barrel"

New leap in oil. On the Nymex, a barrel of U.S. crude for delivery in April is treated Tuesday, February 26 at $ 101, a new absolute maximum time. The Brent oil in London has instead given the historical record to $ 99.68. The price of oil is skyrocketing due to a lack of investment in the years when international oil prices were very low. He supported the CEO of Eni Paolo Scaroni at the presentation of an agreement with the MIT Energy Sun. Scaroni said that historically the forecasts of the oil companies are always wrong, but what about the price of crude back above $ 100 a barrel, in his opinion "it is what it is because it was low for a long time. In the 90s it was closer to 10 than to $ 20. There was a lack of investment. " A second reason, continued the manager, is linked to the growing demand not only in emerging countries like China and India, but also in the United States accounting for 26% of demand and for which the current level of prices provides an adequate amount.

From: ilsole24ore
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Brent Banks, trojan increased by 463%

Milan - With a worried note, Panda Security has announced that its laboratories were intercepted in 2007 a number of banking trojans of 463 per cent higher than the year before.

This kind of malware affects Windows users in particular less attentive to the security of their systems and is spread via email virus, spam, pure and simple or as part of phishing operations: the exponential rise in current account online and their use even by users do not always aware of the pros and cons of certain technologies offers the side of the aggression telematics cyber-criminals. "The extraordinary rise of banking Trojans - Panda says - is due to the new malware dynamic. Cyber \u200b\u200bcriminals are no longer in search of fame, but of economic returns. In this sense, these codes are very useful tools, as they are designed for data theft and bank account numbers and have been used recently for robbing the people. " The recommendation, of course, is to make sure their systems, to filter out attacks exploiting its critical sense and their intelligence, always update your operating system and security tools are made available when updates.

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The EU fined Microsoft € 899 million

The EU Commission has fined Microsoft for an amount equal to EUR 899 million for continuing to abuse its dominant position in the market despite the first sentence imposed in 2004. This is the largest figure ever awarded as a penalty for violation of antitrust law by the European Commission accusing Microsoft of not honoring the agreements set out in its ruling of 2004 had to be fulfilled as a deadline October 22, 2007. The company has continued to impose "excessive and unreasonable prices" to allow access to your computer documentation, making it more difficult communication between their systems and those of the competition. We look forward statements by Microsoft.

From: multiplayer.it

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information for your holidays in Rimini

Find a hotel in Rimini , Torre Pedrera, Viserbella , Viserba , Rivabella , San Giuliano Mare, Bellariva , Marebello , Rivazzurra and Miramare? : hotels in 4, 3, 2 stars 1 star and cheap guesthouses. In addition, many types of residences and apartments, camp sites and restaurants to stay in Rimini all year. A selection of evocative photographs of Rimini, the forecast and images of live web cam from the beach of Rimini. All events, demonstrations and performances of the Province.

RECOMMENDED HOTEL RIMINI

Hotel Rich Hotel 3 stars sup. San Giuliano Mare	Hotel North Star Hotel 3 stars sup. Rimini	Hotel Genty Hotel 4 stars Rimini - Marina Centro
Hotel Avila In Hotel 3 Torre Pedrera stars	Hotel Ambra Hotel 3 stars sup. Rimini - Marina Centro	Sun and Business Hotel 3 stars sup. Rimini - Marina Centro
Hotel Exedra Hotel 3 stars Rimini - Marina Centro	Hotel Villa Marina Atlantic Hotel 3 stars Rimini - Marina Centro	Hotel Mamy Hotel 2 stars Rimini - Marina Centre
Trafalgar Hotel 3 stelle Rivazzurra	Arlotti Hotels - All Seasons Hotel 3 stars sup. Viserbella	Lotus Hotel Hotel 3 stars Rimini - Marina Centro
Hotel Globus Hotel 3 stelle Bellariva	Hotel Vernel Hotel 3 stelle Marebello	Hotel Elisa Hotel 3 stars Rimini - Marina Centro

Whether summer or winter Rimini is now a popular destination for visits and point as a focal point for a trip along the Adriatic coast. From summer seaside resort, for its miles of endless beaches, the best equipped and the cutting edge of services, and the sea, where there's always ahead all the trends and the most spectacular sport, Rimini became cosmopolitan, open and sensitive to every possible direction. The rhythms are those of the sea in summer , day and evening, when the imperative and enjoy themselves, meet new people, go to trendy clubs. But to sit quietly on the beach with family and friends, while children become a swim in the calm and safe waters of the Adriatic or get a hit in areas set up for them with games of all kinds. Here in Rimini Marina Center, more than elsewhere, the summer comes to life to give unforgettable days. But in autumn and spring, when the heat is humid, a nice walk on the semi-deserted beaches is always a show, waiting to move in the busy streets of city center, where between Renaissance architecture, medieval streets and Roman remains you can dedicate to discover the historic part of Rimini. Do not miss the reference to its traditions of small town, linked to stories of characters and events that we know well through the stories of Fellini, and in every corner of the city and also in the gastronomic culture so strong and characteristic, always welcome and try to discover the city. In summer and winter, then, becomes a stage of Rimini events theatrical and musical events international appeal, of unique artistic and cultural events that give the city the charm of a place of culture as well as fun.

Source: adria.net / rimini /
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Risks

The Guarantor for the protection of personal data, the most often cited as the guarantor of privacy, has promoted the signing of a "code of ethics on the central risks." Its entry into force in early 2005 and the draft can be downloaded from the website http://www.garanteprivacy.it . The new code of ethics will have a strong influence on the functioning of the credit market. The "central risks" are in fact private databases into which issue information for those seeking a personal loan, mortgage, credit card and access to such banks and financial institutions to verify the reliability and solvency of the customer first to grant a loan.

Privacy and credit market

often talk of central credit only to highlight the conflict, actual or potential, including their functions and the right to confidentiality of information. In fact, many of the rules governing them tend to limit the use of information held by them to protect consumer privacy. This is obviously a concern that inspired the Guarantor. And the code gives consumers the right to know and correct the information held by the central . States that data on late payments can be made available only after a minimum period ranging from sixty to one hundred twenty days depending on the circumstances, and that data from public sources can not be added to the databases containing the credit information. Finally, the code limits the maximum time for which the information may be stored in "memory" of the central credit . In particular, information negative on late payments can not be stored for more than a year (for delays of no more than two installments or months), and two years for major delays, those relating to infringements can not be maintained for more than three years after the end of the report credit positive information it may not be maintained for more than two years. Despite the protection of privacy is an important social objective, it is useful to remember that the central risk have a major impact on the functioning of the credit market, and that a very strict protection of privacy can cause damage to other people away, preventing them access to credit or making it more expensive. To alleviate or solve the problems caused by asymmetry of information between banks and customers, the central credit allow banks to better assess the risk level of customers. In several works, it was shown that this greater availability of information to banks often results in a benefit for customers, at least for those able to repay the loan, it will receive credit more abundant and less expensive, because it will be more easily recognized as creditworthy. In technical terms, it reduces the problem of "adverse selection". Moreover, credit growth is higher if the exchange of information occurs in a credit market that would otherwise be uncompetitive. The exchange it eliminates or reduces the differences between the information in which each bank has, and then tends to increase the degree of competition between banks. Therefore, the development of central credit , public and private, is a tool of antitrust policy in the credit market.

timely, complete and accurate

The presence and activities of the central influence the behavior of those accessing the funds. If a debtor knows that the bankruptcy or late payment is recorded in a database they have access to all banks, has led to greater caution, to avoid being labeled as a risky customer. Each defendant understands that if insolvency risk of ruining your reputation with all banks, not only with the one from which it has borrowed. In the future, it will be even more difficult to obtain loans from other banks. The exchange of information and then also reduces the so-called "moral hazard", or unfair dealing in the credit market. This can also result in a benefit for the community, because the reduction of suffering banking tends to result in a reduction of interest rates for the generality of customers. An international survey coordinated by the World Bank, documenting the effectiveness of central also depends on how information is exchanged and what data are vested in the central credit . In particular, the ability to identify the lenders insolvent and the accuracy of the information produced is higher when the exchange of data also affects the amount of credit granted and guarantees given by the debtor (positive information), and not just the defaults (negative information) . In addition, small and medium-sized enterprises and consumers, most often subject to exclusive relationships with lenders, to benefit more from the exchange of information between banks. For the same reasons, it is essential that the information in question is believed to be accurate, timely and complete. The characteristics of accuracy and timeliness are not in conflict with the need to provide access to data central risk to the subjects surveyed, to the extent that such access can help you correct any erroneous or out of date. For the same reason, however, it is recommended that information relating to defaults or late payments are available immediately. Reduce delays in reporting the effectiveness of central credit without getting any positive effect for consumers. The requirement of completeness, however, can create friction with the protection of privacy, but nevertheless is of the utmost importance because each element of information can be placed in perspective in the overall assessment of the merits of customer risk. Incomplete information can sometimes damage the same person to whom it relates, because it can lead banks to allocate a greater severity of neglect due to occasional, as the delay of one installment payment by a debtor normally punctual. The solvency of an economic entity (which reflects its overall balance sheet) and characteristics of integrity tend to be persistent over time, and thus create a strong persistence even in the behavior of debtors. For this reason, the memory of the central risk on debtors is crucial to predict the future behavior of each debtor. At the time same, it is right that the memory system is not excessive in order to ensure that old information does not receive an inappropriate burden on the part of banks and prevent insolvency will lead to permanent exclusion from credit markets. It is therefore necessary to strike a proper balance between these two requirements. The following table shows that the major industrialized countries time to retain data relating to loans granted and repaid in full range from a minimum of three years (in Germany and Sweden) to a maximum of six (in Britain). In the U.S. there is no limit to the preservation of positive figures. Fall below the threshold of time in three years of data retention would be a anomaly in the international framework of most developed countries where consumer credit, which may harm consumers.

From: www.lavoce.info
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Central European shares close in fall

sluggish Day for Piazza Affari, the trend in the wake of European markets and on departure decline on Wall Street. A weigh on the market, in addition to high oil prices to near $ 100 a barrel, some U.S. macroeconomic data, including inflation above expectations. And so the trading price on the Milan, characterized by declines in banking and sales on the phone, ended with Mibtel in the decline of 0.74% at 25,820 points and the S & P / Mib of 0.89% at 33,816 points. A Piazza Affari changed hands on 834,831,617 shares for a total consideration of approximately EUR 4 billion. The fund has suffered from the telephone scissor kick on the ratings of the major carriers by investment banks. It has suffered from Telecom Italy (-2.69% to 1.73 euro): waiting for the accounts on March 6, the market does not believe very idea of \u200b\u200bconversion of savings as reasons for a possible reduction in dividends. Tiscali also understated (-2.67% to 1.89 euro) and Fastweb (-0.31% to 25.52 euro). Down banking, that at the continental level has given him 0.91 percent on fears new write-downs at the door. Milan have lost the Banco Popolare (-1.67% to 12.44 euro), BPM (-1.56% to 7.94 euro) and MPS (-1.49% to 3.04 euro). They have recovered the final instead Intesa Sanpaolo (-0.22% to 4.52 euro) and UniCredit (+0.31% to 4.91 euro). Piazza Affari promotes results 2007 de L'Espresso (+1.34% to € 2.64), which reported better than expected accounts with a profit of 95.6 million and a dividend to 0.17 euro (+6%) . The group also proposed the cancellation of approximately 25.2 million shares. Mondadori instead on sales (-3% to € 5.43) and RCS (-1.5% to 2.51 euro). Positive results in Alitalia (+0.72% to 0.65 euro) pending the verdict of Tar of Lazio on the appeal against the exclusivity of AirOne initiated by Alitalia with Air France. Cala Atlantia (-1.42% to 22.2 €), which suffers the vicissitudes of the legislative decree milleproroghe. Among others who have won Tenaris (+1% to € 12.94) and Seat PG (+1% to 0.2 euro). Down instead Eni (-1.47% to € 22.8) despite the pressure of black gold. At stake Ducati (unchanged at € 1.67), which was maintained around the bid price (1.7 euro per share).

U.S. Inflation, Wall Street opens in fall sharply downward start for Wall Street, where a half hour away from the Dow Jones lost 0.66%, the S & P 500 and the Nasdaq 0.73% 0.4%. On performance of the market weighed the sharp rise in crude oil prices (values \u200b\u200bback on record at the opening on Nymex at $ 99 share) and higher than expected growth in consumer prices in January (+0.4%, the general index, + 0.3% of the core component). Given that makes it harder for the Fed to continue its policy of reducing interest rates.

Source: ilsole24ore
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Gears of War 2

During the Game Developers Conference, Cliff Bleszinski, lead designer at Epic Games, has announced that Gears of War 2 will arrive in November this year. Graphic Impact Interaction with objects, environmental destruction, good physics engine, managing hundreds of people on the move ... if this is GOW2, we can describe it in just two words: Absolutely awesome!

Video:

Source: Xboxtribe
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Conti dormant bank, more than 100 000 at risk Fabri Fibra expropriation

There is a Banco Popular, with over 32,400 reports in head of the provisional classification of dormant accounts according to data compiled by Thomson Financial. Missing the first Italian group Intesa Sanpaolo, which does not broadcast the data. Alongside the Tour Popular with the data of Ubi, CrFirenze and Banca Sella, and those of Unicredit Bank (27,000) and MPS (14,000), the provisional total breaks down the proportion of 100 000 accounts that are at risk of expropriation for the benefit of the fund to defend anticrac savers. It is well below the overall figure of the other sample of the popular, Ubi bank, which has about 19,500 dormant accounts. The banks are moving in random order on disclosure of information about the accounts in bearer form. Some spread the numbers on Web sites, while others simply display the list in the individual branches. Data shows also the numbers of the Banca CR Firenze, which registers between parent and subsidiary at the date of August 17 about 6000 accounts bearer and 1,500 names have not moved more than a decade. Among other groups to report that Banca Sella, with the clear, draws on the website customers' attention on the issue. In the group headed to the family of former President of ABI has around 2 000 dormant accounts, including 900 in the parent company. The dormant accounts under the 2006 Budget, the last of the Berlusconi government, will be extinct within six months if the owners do not awaken or a transaction or making a statement to the bank. In case this is not done extinct banks accounts and transfers them to the public fund established in the Ministry of Economy. The MEF will use to repay savers victims cases of saving betrayed, starting with the Tango Argentine bonds. The list of Unicredit Bank, which still does not consider the numbers of the former Capitalia Group (Banca di Roma, Banco di Sicilia and Bipop Carire) concerns the relationship to the bearer and not those names, such as current accounts. For accounts of names, in fact, the regulation applying the law provided for brokers only the obligation of sending a registered letter with return receipt to the last known address of the customer. The address of the registered letter (the two main groups sent a letter that is dated February 15) triggers the countdown of six months. If you already declared dormant accounts will not be awakened by next August, banks will have to pay them over to the public fund within the next four months, ie by the end of 2008.

Source: ilsole24ore
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Interviewed at Scalo 76

interviewed one of the most famous Italian rappers, enjoy!

Video:

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Credit Card

The credit card is a tool payment, consisting of a paper plastic device for the recognition of identification data the owner and the bank issuer. The first device is applied to paper, some thirty years, a magnetic stripe, to meet the growing needs of security and the advance of the phenomenon of fraud, since 1993 has been applied to a microchip card, making it a smart card . Compared to magnetic stripe cards with the sole, which can not store cardholder data securely and have a limited memory capacity, smart cards store information securely and use them during the transaction. With a greater capacity to memory and microprocessor, smart cards can be used to access multiple services, they can be stored on the same card more data (identification, access, point competitions, etc..), this characteristic of the smart card is called "multi-application". Instead, the only magnetic stripe cards can usually only one or two features of payment such as direct access to the account (debit card, ATM) and / or access to a credit line (credit card). A credit card is issued by a bank or a financial institution from which the customer has in a bank account. The use of the availability of the card varies depending on client and then himself.

Operation

system operation of credit cards is a process of approval of the banking system. This process is divided into three entities:

1. issuer (issuer in English) is the company which shall issue a credit card. This may be a bank or financial institution. The issuing company defines a loan agreement with the cardholder. Cardholders are considered customers of the issuing company and are the ones who spend money through the use of paper.
2. body operator (merchant ) is the business that, by joining a payment circuit, enables its customers to pay through half of the fee agreement, an alternative to cash. Membership of the circuit is usually through the intermediary of a management company terminals ( acquirer), which provides sales or rental POS (Point of Sale ), accounting and reporting of payments, reporting and management disputes (usually defined disputes), communication information flows to and from the circuit.
3. circuit of payment is the company that takes care of the car through its own network of communication requests and the corresponding authorizations to spend. The network of the circuit extends through delegation to the acquirer to install POS terminals represented as a network, with new merchants. The circuit is also in charge of operations settlement, ie accounting and accounting items on the balance of views of individual cardholders and merchants. This information is constantly sent to the institution issuing and management company with terminals that maintain updated their relationship with cardholders and merchants. The main world tracks are Visa, MasterCard, Diners , American Express, Japanese Card Bureau (JCB) and China Union Pay (CUP).

credit card, then, is a tool that allows you to adjust payment after purchase. On paper shows the generality of the holder, the card number and its expiry. The holder is required to put their signature in the space predisposto.La sales transaction involves three actors with their reports, namely:

1. The cardholder agrees to return the card issuer in the amount of the transaction on time and in the manner prescribed by the contract signed.
2. The supplier delivers the goods or services requested by the customer.
3. If your school agrees to pay the client's behalf the amount due, net of fees may be predetermined.

Then, the customer can obtained without the use of cash, the vendor is not subject to the risk of a payment by check, and then the possible insolvency of the same, and the institution pays a service as perceived, therefore, a commission. As well as the payment instrument, the card can be used as an instrument of withdrawal from the ATM (similar to an ATM card) using the secret code is delivered with the paper.

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The holder, upon redemption, may opt for a refund or in a lump sum or through installments. Only in the latter case it establishes a credit relationship between the customer and the issuer. In essence, the card is a credit (there is no mobilization of the law, since the delivery remain the property of the issuer, temporarily, to the holder), and is not an identity document, as it is incumbent upon the provider to ascertain the identity of the cardholder. The paper is, instead, a document certifying the issuer-customer contract, as well as the issuer's lurking in a shop window sticker indicating the presence of a relationship between the owner of the shop itself and the supplier.

Credit cards and money circulation

In Italy, volumes transacted through credit cards have, ripetto the rest of Europe is still very low volumes. What has hampered the use of cards (the so-called "money") than the use of cash is probably attributable to the high cost that banks apply to transactions with the same whether the customer card to the individual retailer. Among the motives for the use of cards, the safety factor represented by the desired reduction in the volume of cash and the high costs incurred by the country's system for Counting and mass transport of cash.

Main types of credit cards

The main types of credit cards are:

1. bank credit card: it is the traditional payment instrument issued by a bank, usually as an additional service to open a bank account. Allows you to defer payment of goods purchased for a short period, generally between a few days and two months depending on the contract and without additional financial burdens for the purchaser.
2. revolving credit card : it represents the payment instrument issued by a bank or financial institution that allows you to pay in installments to pay for the goods purchased. The rescheduling involves an additional cost to the buyer due to the payment of interest on the loan. Operating expenses represent a very high value because of the high fragmentation of the users. Even in Italy in recent years, the revolving credit card market is experiencing, as well as in all advanced countries, a strong development. The growth expectations are for 2007, approximately 20-25%.
3. Credit card co-branded : it represents the payment instrument issued by a bank or financial institution in collaboration with a third company that facilitates the distribution of the instrument with its customers and offers additional services designed to loyalty card holders credit. The operation is the same as a credit card or bank revolving.
4. Credit Card pre-paid: it is a card with a value scale. It is essentially a kind of electronic purse that can be recharged at the request of the owner. For the particular operation does not need to have a bank account on which to be supported. One of its main uses we have for payments via the Internet, because the possibility of subtracting the code only threatens the amount loaded.

A separate type of credit cards is given by the so-called card deprivation. These are cards issued by a credit structure to exclusive use of an industrial enterprise or a trading company for its customers. The companies they distribute to their customers to increase loyalty to their brand.

Marketing associated with credit cards

To counter the competition have sharpened some marketing techniques. He pointed, for example, to grant new cards at lower prices or no relation to the main, to introduce services such as cash withdrawal at ATMs or assistance in travel (luggage, health). Advertising campaigns have been activated by accumulation of frequent flyer points, that after a certain amount, give the right gifts. To penetrate the market more aggressively introduced the "cards to target" (directed, for example, students) with services or targeted conventions (such as discount concert).

Adapted from: Wikipedia
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MORTGAGE: ALARM BANKS, OTHER RISK 200 BILLION LOSSES

Stay up the 'alarm' s exposure of banks around the world on the side of credit risk, with analysts that focus on other $ 200 billion of writedowns. Meanwhile, according to rumors of auterevoli the U.S. giant Citigroup financial services have decided to 'freeze' the repayments on his hedge fund, faced with increasing difficulties. The negative signs on the situation in the industry today have contributed to depress stock markets mainly in Europe, where UBS has come to lose about another 7.0% while Natixis - the fourth biggest French bank by market capitalization - recorded a 13.0% fall after the statement that 'good practice has halved in 2007 because of losses on subprime achieved, ie the real estate credit Use high-risk. A scare operators was first a 'report' of a UBS analyst Philip Finch, who has spoken of further write-downs of about 203 billion dollars, following on from the banking sector has had to make a 'write-down' for about 150 billion. "Risks are increasing - has taken the 'analyst - and the spreads (the spreads on credit note) and liquidity conditions are still far from normalization." Just yesterday, the rest the Federal Reserve chairman, Ben Bernanke, during his hearing in the Senate delal had said that there could be "further write-downs banks. In turn, the Citigroup analysts have cast a new shadow on the prospects of that UBS, the biggest European bank, claiming that the Swiss giant could face writedowns of up to another 20 billion francs. The stock lost up to 6.6%, to 35 francs a day after he had left on the ground a large 8.0% following the notification of results for 2007 strongly negative. Beyond the weather, then came the 'rumor - reported by The Wall Street Journal - that Citigroup would have decided to' freeze 'requests for refunds relating to its hedge, CSO Partners, specializing in Corporate funding, ie the corporate world. Requests for reimbursement amounted to over 30% of $ 500 million of assets, the same Citigroup had already refinanced the subsidiary with a hundred million dollars, after the fund had lost a little less of '11.0% of its value . The manager of the 'hedge fund, John Pickett, was practically resigned. In addition to this, always the WSJ reported the difficulties that would be another fund of Citigroup, Falcon Plus Strategies, who left the field on 52.0% of its value in just three months, due to a lost bet on 'performance of some sectors of the income fixed. Today I finally came news is not reassuring about the situation of so-called 'bond insurer', ie companies specailizzate in 'securing the bonds. Eric Dinallo, head of the department that deals with U.S. support the maintenance of such agents by the triple-A rating, in practice brought the 'stew' of the activities of one of the major subjects, ie FGIC. That would mean that the coverage of the securities issued by local government, the most firmly allocated to a company other than to gather emissions rather than at risk. The project, at least for now has been returned to the sender, for the same reasons for which it was says no to 'offer of Warren Buffett, who was willing (behind lavish compensation, however) to give security for 800 million but only on safer bonds, precisely those of municipal governments.

Source: Ansa
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Clip Art And Racquet Ball

Tiles - Isora 2

A nice logical puzzle game, where you will be able to cover the whole picture with the tiles, starting from and returning to the original red. As we go forward in the levels you will find tiles of different colors each with its own characteristics, the normal can be flown only once, the darker ones twice, purple blocks will be functional more than once and the green tile will serve as support and will carry you from one tile to another.

To play move with the arrow keys, reminding you that you can not return to the red tile until you have completed all the way!

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Games by Flashgames.it

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Pinky And Her Friends

Maxi on-line fraud on mortgages and loans: 5000 people cheated

The core of the Tax Police Provincial Command Milan's Guardia di Finanza coordinated by Deputy Public Prosecutor in Milan as part of Gianluca Braghò Aquarium, has exposed after four months of investigation a giant computer scam that saw the fall of the victim of three companies operating in the online business as well 5,000 Internet users. The fraud consisted of an "exchange of identity information," in fact as reported by the investigators, by typing in key search engine terms like "mortgage" or "loans" or the names of the major banks and financial intermediation Italian and foreign the unsuspecting people were transported to a different site than the one proposed in the financial results. Within which, totally unaware of the problem, request quotes and entered into contracts with entities other than those with whom they believed to be treated. A complex and sophisticated computer scam, realized thanks to a special company of northern Italy, creating a special software that can change the web address chosen by the audience. Which has allowed a company to get involved in just four months more than 91,000 web contacts and about 40,000 requests for quotes for loans and mortgages. Now the manager of the three authors of the scam companies ended up in handcuffs and some web pages used in the scam have been obscured by the men and seized by the yellow flames.

Source: Anti-Phishing Italy
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Bankitalia: DRAGONS-BANKS, MORTGAGE CRISIS EFFECTS LIMITED / ANSA

Insights governance but also the effects of market turmoil resulting from the crisis of subprime mortgages, which the Italian banks are limited. These are the issues on which we are entertained to a luncheon in San Valentino, the governor of the Bank of Italy, Mario Draghi, and representatives of six major Italian banks. A meeting to take stock of the corporate governance of institutions, the forthcoming adoption of legislation on this matter from the Via Nazionale, but also to draw a picture of the consequences of the crisis on financial markets and policies for the evaluation of structured products by intermediaries. Dragons tomorrow in Paris, where he will have bilateral meetings with the governor of the Bank of France, Christian Noyer. "The initiative is an opportunity - Palazzo Koch explains - to exchange experiences on topics of common interest, as part of its regular cooperation between central banks." The top managers have been received in the morning and were entertained to lunch, for a "quick snack, standing." Present the CEO of Unicredit, Alessandro Profumo, the CEO of MPS Antonio Vigni, the managing director of Mediobanca Alberto Nagel, chief executive of Intesa Sanpaolo, Corrado Passera, the managing directors of Banco Popolare and UBI Banca, respectively, and Fabio Innocenzi Giampiero Auletta Armenise, and President and CEO of ABI, Corrado Faissola and Giuseppe Zadra. During the "usual" meeting were considered "the implications of developments arising from the sub-prime mortgage crisis in the United States. In particular, we have considered both the effects of turbulence on financial markets and policy evaluation Structured products by brokers. In this context we discussed the comparability of financial information through the development, in the appropriate institutional, uniform criteria. "Draghi has repeatedly said in recent months, the Italian banking system is sound and one of the least exposed to the turmoil produced by the mortgage crisis on international financial markets. With the bankers, the Governor also reviewed "the terms of the money and interbank markets, and organizational measures adopted to deal with the liquidity risk and to integrate it the general function of risk management. On corporate governance of banks, Finally, some practical aspects have been worked out of the legislation will soon be passed by the Bank of Italy. "At the Forex, Draghi stressed that the proposed regulations by the Bank of Italy on governance and the dual system has received" a widespread consensus "and the critical contributions will come to" calibrate the enforcement of general principles, but remain firm. "Dragons and then for the supervisory arrangements" will ensure a clear distinction between strategic oversight reserved to the supervisory board and management to the Board of Management "." autonomy statute is a positive value - added Dragons During the annual financial operators - Prudential regulation must ensure that its exercise in the banking sector is compatible with sound and prudent management. "

Source: ANSA
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RC, and direct reimbursement increases

After the introduction of "direct compensation" Companies have threatened higher prices for motorbike insurance. But figures and changes in its regulations for the two wheels make them completely unjustified. For a couple of months talking about large increases in insurance policy in the motorcycle industry. The reason would be that direct compensation has introduced a lump sum for the company that clears the damage, but does not include reimbursement for damage to people, almost always present to see that accidents involving a motorcycle. So some company has already raised its rates, with rates around 20%. To pursue the matter went to look for your so-called "clearing house", where companies meet to discuss the accident and settle compensation claims . The data can be found in the document published on page 4 of this article and paint an overall management of the RC car in excellent health. In addition, the technical committee established at the Ministry of Industry has introduced some important innovations, which are designed precisely to prevent the increases that had been feared for motorcyclists.

Source: motonline.com

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Kaeru Jump

fun games of skill and strategy that will not let you escape! In the midst of a swamp in the guise of a frog, you find your way by jumping from one stone to another, as they sink all jumped on. As you progress in levels, the solution, initially simple and banal, it will become less and less visible and difficult to reach. Sometimes it seems impossible to proceed, but the solution is always just around the corner, rather over the stones!

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Games by Flashgames.it

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Masterbate Differently

now under indictment and Voltaren

hard times for those who suffer frequently from sore head, rheumatic pain or severe menstrual pain and very often used to painkillers. After the banning of Vioxx and all drugs based on the same type of molecules, known as COX2 , scholars have indicted two other families of drugs: those based on ibuprofen, as the Moment and Buscofen , and those that contain diclofenac , such as Voltaren . The two substances, in fact, the percentages increased risk for stroke. The news was reported by British newspaper The Guardian , after the authoritative British Medical Journal magazine has been a search for ' University of Nottingham the risks associated with painkillers. The authors of the epidemiological study, Julia Hippisley-Cox and Carol Coupland, identified 9,218 patients in England, Wales and Scotland, between 25 and 100 years, who have already suffered a first heart attack and have kept them under observation. In the final assessment, of course, were considered factors such as age, diagnosed cardiovascular disease, smoking and consumption of other drugs, such as' that aspirin reduces the risk of a heart attack. The result was that with the use of ibuprofen increases the risk of heart attack 24 percent, while the intake of diclofenac increases by as much as 55 percent . To all who have seen the pain with rofecoxib, the active ingredient of Vioxx, the risk heart attack rose by 32 percent, compared to 21 percent more of another COX-2, contained in the celecobix Celebrex. In Britain, attention is focused sull'ibuprofen has always been considered one of the safest drugs on the market and very much used as a substitute for Vioxx. According to the researchers, each 1,005 persons aged sixty-five who take ibuprofen, one will suffer a heart attack . And to understand the impact of the numbers, you should be aware that only overseas patients who suffer from arthritis and are therefore potential consumers of painkillers, are about 9 million .

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